

Education and training play a crucial role in enhancing the efficiency, governance, and sustainability of cooperative institutions. The National Council for Cooperative Training (NCCT), under the Ministry of Cooperation (MoC), Government of India, has been at the forefront of capacity-building initiatives for cooperatives across the country. Through structured training programs, NCCT aims to empower cooperative leaders, employees, and members with the necessary skills to manage and operate cooperatives efficiently in a dynamic economic environment.

This article explores the significance of education and training in the cooperative sector, with a special focus on the initiatives of NCCT and the MoC to strengthen the cooperative movement in India.
NCCT: The Training Arm of Cooperatives
The National Council for Cooperative Training (NCCT) was established to provide training, education, and research support for cooperative institutions. It operates through a network of Institutes of Cooperative Management (ICMs) and Regional Institutes of Cooperative Management (RICMs) across India. The primary objectives of NCCT include:
- Training cooperative personnel at all levels, from Primary Agricultural Credit Societies (PACS) to District Central Cooperative Banks (DCCBs) and State Cooperative Banks (SCBs).
- Improving governance and financial management in cooperatives through structured programs.
- Developing leadership and managerial skills among cooperative leaders and board members.
- Enhancing awareness of cooperative laws, policies, and digital transformation.
NCCT works in close coordination with NABARD, NCDC, and other financial institutions to provide need-based training for cooperatives to ensure their financial viability and operational excellence.
Major Training Initiatives of the Ministry of Cooperation
The Ministry of Cooperation, Government of India, has launched several initiatives to make cooperatives self-reliant, competitive, and financially prudent. Some of the key training-related programs include:
- Strengthening PACS through Training & Digitalization
- Special training programs for PACS members and employees to help them manage diversified activities, including banking, storage, input supply, and rural retailing.
- Digital literacy programs to ensure smooth adoption of ERP-based management systems in PACS.
- Leadership and Governance Training for Cooperative Boards
- Capacity-building programs for board members of DCCBs, SCBs, and large cooperative societies to enhance decision-making and governance.
- Training on financial prudence, risk management, and ethical leadership to minimize mismanagement and fraud.
- Skill Development Programs for Cooperative Entrepreneurs
- Specialized training for youth and women to encourage entrepreneurship within the cooperative sector.
- Support for cooperatives engaged in agriculture, dairy, handicrafts, and rural enterprises through business-oriented training modules.
- Financial and Digital Literacy for Cooperative Banks
- Comprehensive training on NPA management, risk mitigation, and compliance for cooperative bank employees.
- Digital banking training to help cooperative banks integrate with modern banking platforms.
- Training in Organic Farming and Agri-Exports
- Support for cooperative farmers through training in organic farming practices, certification, and export procedures under the National Cooperative Organics Limited (NCOL).
The Way Forward: Strengthening Education and Training for Vibrant Cooperatives
To further strengthen cooperative education and training, the following strategies should be adopted:
- Expanding Digital Training Platforms
- Online training modules, mobile-based learning, and e-certification programs should be introduced to ensure wider accessibility.
- Mandatory Training for Cooperative Leaders
- Structured certification programs should be made compulsory for board members and senior officials in large cooperative institutions.
- Institutional Collaboration
- Partnerships with universities, management institutes, and financial training centers should be encouraged to bring professional expertise into cooperative education.
- Financial Support for Training Programs
- The government should provide subsidies or grants to ensure that training reaches small and medium-sized cooperatives.
- Research-Based Learning
- Encouraging research on cooperative best practices and governance models will help improve training effectiveness.
Conclusion
Education and training are essential for making cooperatives in India efficient, transparent, and self-sustainable. The initiatives led by the Ministry of Cooperation and NCCT are shaping the future of cooperatives by enhancing leadership, financial prudence, and digital literacy. However, continuous efforts are needed to expand training accessibility, promote digital learning, and integrate best management practices.
By strengthening education and training, India’s cooperative sector can achieve sustainable growth, financial resilience, and a greater contribution to rural development and economic prosperity.
Authored article by: Dr.S.L.N.T.Srinivas
Member, All India Authors Group
NCCT: Ministry of Cooperation, Govt. of India
