There have been no chairpersons or Persons in Charge (PIC) since June 28, 2026, hampering the business activities of the DCCBs
Farmers are suffering a lot due to no loaning for above Rs 10 lakh as there is no managing committee to clear the loans
Women Self-Help Group members are also facing the brunt and shifting to other commercial banks for loans
HYDERABAD, SEPTEMBER 02, 2026: Even as the Telangana government led by Chief Minister A Revanth Reddy completed 1,000 days in office on Wednesday (September 2, 2026), the cooperatives, the backbone of India’s economy and social system, especially for rural development and financial inclusion, is reeling under crisis and posing a serious threat to the very functioning of cooperative sector banks.
The Telangana District Cooperative Central Banks (DCCBs) and PACS have won accolades in the country for their performance on all parameters and emerged as role models in the country. However, thanks to the lethargy on the part of the government, the Telangana state Cooperative sector is forced into doldrums due to the non-availability of the chairpersons for all nine District Cooperative Central Banks (DCCBs).
The cooperative elections were last conducted in the year 2019, and the term of the elected chairpersons expired in 2024. Later, the Telangana government had extended the term of the DCCBs and PACS for six months on two occasions. Suddenly, the government issued GO number 598 dated December 19, 2025, appointing the Commissioner for Cooperation and Registrar of Cooperative Societies as the official person in charge (PIC) of Telangana State Cooperative Apex Bank (TGSCAB) and the respective district Collectors as the PICs of the nine DCCBs in the state.
The appointments of PICs were made for a period of six months or till the conduct of elections, shocking the DCCBs and forcing their derailment. After the appointment of the PICs to the DCCBs, the administration and the regular activities, such as loaning to farmers, entrepreneurs, students, policy decisions, business development, opening of new branches and other issues that come under the purview of the Banking Regulation (BR) Act.
Several DCCBs were forced to wait for several days for the clearance of regular files, such as loans and other issues from the PICs, due to the hectic schedule of the respective district administration works. However, the PICs term also concluded on June 18, 2026, and the government had not taken any decision about the continuation of the PICs, or the conduct of elections or appointment of chairpersons for DCCBs and PACs.
However, due to the non-availability of chairpersons or PICs, the DCCBs or PACS are unable to make any policy decision for the strengthening of cooperatives and increasing their business activities. The DCCBs are confined to doing business of not more than Rs 10 lakh as there is no management committee to sanction loans about the limit.
Due to the non-availability of elected management committees of DCCBs , the governance was also being hampered, with no policy decision to help the farmers. It is high time for the Telangana government to take a firm decision on the conduct of elections for cooperatives or nominate the chairpersons for the strengthening of the cooperatives from the grassroots level.
About the Author
